1st Quarter 2013

Hopefully, as you’ve been saving, you have been periodically assessing whether you’re on track to afford the retirement you desire. But what happens if you get close to retirement and discover you may not have saved enough? The following moves can help [...continued]

The average tax refund is $3,000. If you receive the extra cash, it helps to pay down high-interest debt or build an emergency fund. It can also help to do the following to improve your financial situation...

ICMA-RC offers weekly newsletters that can help you stay informed about the events shaping the future of your retirement savings. You can also manage your account online and update your contact information. Learn more about these resources...

Be sure to check out ICMA-RC’s new RealizeRetirement^SM resource, an educational website designed to help public sector employees save and plan for retirement. Find out more about the information available on this website...

A diversified portfolio is one of the cornerstones of investment to build retirement security. By spreading your savings among assets – for example, some in stock funds and some in bond funds – you may mitigate the risk of all of your investments losing money at the same time. Learn more about how the multi-manager investment approach may add yet another layer of diversification...

It’s important to make sure the beneficiary designations on your retirement accounts are up to date. This information controls what will happen to your account balance when you die…even if it conflicts with the wishes expressed in your will. Find out the steps to take to update your beneficiary designations in Account Access...

With all the attention on the extension of the Bush tax cuts for all but the wealthiest Americans, you might have missed the fact that several other tax breaks have been extended. Make sure you don’t miss taking advantage of the following tax breaks if you can...

Getting a big tax refund may feel great, but it may not be the savviest of financial moves. It amounts to giving the government an interest-free loan for the year. Why not give that boost to your retirement savings instead? Find out how to adjust your withholding, and how you can use the extra money to boost your retirement savings...